Host
Welcome to Japanese Daily News. I'm Maya. Today is September twentieth. The Bank of Japan has raised its key interest rate to the highest level in thirty-one years. Let's listen.
News
今日のニュースです。
Here's today's news.
News
日本銀行は9月18日、金融政策を決める会合で、政策金利を0.25%引き上げて、1.25%程度にすることを決めました。
On September 18th, at a meeting to decide monetary policy, the Bank of Japan decided to raise its policy interest rate by 0.25% to around 1.25%.
News
政策金利が1.25%になるのは、約31年ぶりの高い水準です。
A policy rate of 1.25% is the highest level in about 31 years.
News
利上げは、ことし6月以来、3か月ぶりです。
It is the first rate hike in 3 months, since June this year.
News
会合では、9人のメンバーのうち、7人が賛成し、2人が反対しました。
At the meeting, 7 of the 9 members voted in favor and 2 voted against.
News
日本銀行が利上げを決めた大きな理由は、物価が大きく上がるリスクです。
A major reason the Bank of Japan decided to raise rates is the risk of prices rising sharply.
News
原油の価格の上昇や円安の影響で、輸入品の値段が上がりやすくなっています。
Due to rising crude oil prices and the weak yen, the prices of imported goods are likely to rise.
News
日本銀行の植田総裁は、記者会見で「政策の局面が変化した」と述べました。
Bank of Japan Governor Ueda said at a press conference, "The policy phase has changed."
News
そして、物価を安定させるために、今後も利上げを続ける考えを示しました。
He also indicated that the bank intends to keep raising rates in order to stabilize prices.
News
今回の利上げは、私たちの生活にも影響します。
This rate hike will also affect our daily lives.
News
変動金利で住宅ローンを借りている人は、毎月の返済額が増える可能性があります。
People with variable-rate home loans may see their monthly payments increase.
News
一方で、銀行にお金を預けたときの預金の金利は、上がると期待されています。
On the other hand, interest rates on bank deposits are expected to rise.
News
会見のあと、円相場は一時1ドル158円まで円安が進みました。
After the press conference, the yen weakened to as low as 158 yen to the dollar at one point.
News
市場は、次の利上げがいつになるのか、注目しています。
The market is watching to see when the next rate hike will come.
Host
Now let's break it down, sentence by sentence.
Breakdown
Slow Repeat
日本銀行は9月18日、金融政策を決める会合で、政策金利を0.25%引き上げて、1.25%程度にすることを決めました。
On September 18th, at a meeting to decide monetary policy, the Bank of Japan decided to raise its policy interest rate by 0.25% to around 1.25%.
Host
On September eighteenth, at its monetary policy meeting, the Bank of Japan decided to raise the policy interest rate by zero point two five points, to around one point two five percent.
Vocab
政策金利
Host
It means the policy interest rate — the base rate set by the central bank.
Slow Repeat
政策金利が1.25%になるのは、約31年ぶりの高い水準です。
A policy rate of 1.25% is the highest level in about 31 years.
Host
A rate of one point two five percent is the highest level in about thirty-one years.
Vocab
水準
Host
It means a level or standard.
Slow Repeat
会合では、9人のメンバーのうち、7人が賛成し、2人が反対しました。
At the meeting, 7 of the 9 members voted in favor and 2 voted against.
Host
At the meeting, seven of the nine members voted in favor and two voted against.
Vocab
賛成
Host
It means agreement — voting for something.
Slow Repeat
日本銀行が利上げを決めた大きな理由は、物価が大きく上がるリスクです。
A major reason the Bank of Japan decided to raise rates is the risk of prices rising sharply.
Host
The main reason for the rate hike is the risk that prices could rise sharply.
Vocab
物価
Host
It means prices — the general cost of goods and services.
Slow Repeat
原油の価格の上昇や円安の影響で、輸入品の値段が上がりやすくなっています。
Due to rising crude oil prices and the weak yen, the prices of imported goods are likely to rise.
Host
Because of rising crude oil prices and the weak yen, imported goods are getting more expensive.
Vocab
円安
Host
It means a weak yen — the yen losing value against other currencies.
Slow Repeat
日本銀行の植田総裁は、記者会見で「政策の局面が変化した」と述べました。
Bank of Japan Governor Ueda said at a press conference, "The policy phase has changed."
Host
At a press conference, Governor Ueda said the policy has entered a new phase.
Vocab
局面
Host
It means a phase or situation.
Slow Repeat
変動金利で住宅ローンを借りている人は、毎月の返済額が増える可能性があります。
People with variable-rate home loans may see their monthly payments increase.
Host
People with variable-rate mortgages may see their monthly repayments go up.
Vocab
返済
Host
It means repayment — paying back borrowed money.
Slow Repeat
一方で、銀行にお金を預けたときの預金の金利は、上がると期待されています。
On the other hand, interest rates on bank deposits are expected to rise.
Host
On the other hand, interest rates on bank deposits are expected to rise.
Vocab
預金
Host
It means a bank deposit — money you keep in the bank.
Host
Let's listen to the whole story one more time.
News
日本銀行は9月18日、金融政策を決める会合で、政策金利を0.25%引き上げて、1.25%程度にすることを決めました。
On September 18th, at a meeting to decide monetary policy, the Bank of Japan decided to raise its policy interest rate by 0.25% to around 1.25%.
News
政策金利が1.25%になるのは、約31年ぶりの高い水準です。
A policy rate of 1.25% is the highest level in about 31 years.
News
利上げは、ことし6月以来、3か月ぶりです。
It is the first rate hike in 3 months, since June this year.
News
会合では、9人のメンバーのうち、7人が賛成し、2人が反対しました。
At the meeting, 7 of the 9 members voted in favor and 2 voted against.
News
日本銀行が利上げを決めた大きな理由は、物価が大きく上がるリスクです。
A major reason the Bank of Japan decided to raise rates is the risk of prices rising sharply.
News
原油の価格の上昇や円安の影響で、輸入品の値段が上がりやすくなっています。
Due to rising crude oil prices and the weak yen, the prices of imported goods are likely to rise.
News
日本銀行の植田総裁は、記者会見で「政策の局面が変化した」と述べました。
Bank of Japan Governor Ueda said at a press conference, "The policy phase has changed."
News
そして、物価を安定させるために、今後も利上げを続ける考えを示しました。
He also indicated that the bank intends to keep raising rates in order to stabilize prices.
News
今回の利上げは、私たちの生活にも影響します。
This rate hike will also affect our daily lives.
News
変動金利で住宅ローンを借りている人は、毎月の返済額が増える可能性があります。
People with variable-rate home loans may see their monthly payments increase.
News
一方で、銀行にお金を預けたときの預金の金利は、上がると期待されています。
On the other hand, interest rates on bank deposits are expected to rise.
News
会見のあと、円相場は一時1ドル158円まで円安が進みました。
After the press conference, the yen weakened to as low as 158 yen to the dollar at one point.
News
市場は、次の利上げがいつになるのか、注目しています。
The market is watching to see when the next rate hike will come.
Host
Time for a short quiz. Listen and try to answer.
Slow Repeat
日本銀行は、政策金利を何パーセントに引き上げましたか。
Host
To around one point two five percent.
Slow Repeat
日本銀行が利上げを決めた大きな理由は、何のリスクですか。
Host
The risk that prices could rise sharply.
Slow Repeat
変動金利で住宅ローンを借りている人は、何が増える可能性がありますか。
Host
Their monthly loan repayments.
Host
That's all for today. Interest rates shape everything from mortgages to savings — a big shift for daily life in Japan. See you next time.
News
また明日。
See you tomorrow.
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Grammar Reference
〜ぶり N3
for the first time in ~ (a period of time)
time period + ぶり
政策金利が1.25%になるのは、約31年ぶりの高い水準です。
A policy rate of 1.25 percent is the highest level in about thirty-one years.
emphasizes how long it has been since something last happened
Grammar notes → 〜可能性がある N3
there is a possibility that ~
plain form + 可能性がある
変動金利で住宅ローンを借りている人は、毎月の返済額が増える可能性があります。
People with variable-rate mortgages may see their monthly repayments increase.
common in news to talk about possible outcomes without asserting them
N3 grammar list → 一方で N3
on the other hand; while ~
sentence + 一方で、sentence
一方で、銀行にお金を預けたときの預金の金利は、上がると期待されています。
On the other hand, interest rates on bank deposits are expected to rise.
contrasts two sides of the same situation
N3 grammar list →